TARGETED INSIGHTS

Cash is King: Why Business Owners Turn to Life Insurance

December 11, 2024 - Most business owners understand the necessity of life insurance to protect the viability of their business should they... Read more...

“It’s just for the wealthy” and other myths about Canada’s new capital gains tax

November 18, 2024 - When Ottawa announced the new capital gains inclusion rate of 66.6%, they promised it would only affect a... Read more...

Pass on the Estate, Not Just the Taxes

August 7, 2024 - The average Canadian household will pay $34,408 in payroll, income, and health taxes in 2024[1]. They will also... Read more...

Health and Financial Ruin

July 15, 2024 - The relationship between your personal health and financial wellbeing go hand-in-hand. Life altering illnesses are costly. Paying for... Read more...

Using Life Insurance to Create a Retirement Fund

June 25, 2024 - If you’re an owner of a professional corporation, you’re more aware than anyone of the responsibilities you have... Read more...

Who Gets Your Business?

March 13, 2024 - The nature of succession is changing. Across the globe, the old practices of succession are declining. Practices like... Read more...

PROTECT YOUR LOVED ONES

February 14, 2024 - Have you thought what you’re going to get your loved ones this Valentines day? Perhaps the gift of health... Read more...

New Year, New Resolution? Take Control of Your Destiny

January 18, 2024 - Guilty of the “36-month” New Year’s resolution myself, I found that I am not alone—a series of studies... Read more...

Is your Business at Risk? How Key Person Insurance can help protect the future of your business

December 18, 2023 - People make or break a business. Although we often speak of the resilience of people, unfortunately, we humans... Read more...

Protect What Matters Most – A Jump Start to Your Children’s Financial Planning

October 6, 2023 - Ironically as apple season is here, I was reminded of the old adage “The best time to plant... Read more...

Where should you diversify your money in all this financial uncertainty?

May 25, 2023 - It looks like the theme of 2023 is already settled. Safety. With the complications of failed banks Silicon... Read more...

Death, Taxes, and Estate Freezes

April 13, 2023 - In this world nothing can be said to be certain, except death and taxes. Benjamin Franklin wrote that... Read more...

You will die. Don’t die without a will.

March 6, 2023 - Momento Mori as the old Roman proverb goes. Or Remember, you must die. The philosophy around death has... Read more...

Life Insurance as an Asset Class

January 16, 2023 - The use of life Insurance has been traced as far back as the ancient roman empire, where poor... Read more...

2023 Resolutions for your Wealth, Health, and Legacy

January 16, 2023 - When we think of new year resolutions, a goal at the gym is usually one of the first... Read more...

Uncoupling the estate plan vs succession plan

December 15, 2022 - Many people think the terms “estate planning” and “succession planning” are two ways of saying basically the same... Read more...

Celebrating Canadian Culture with Canada’s Great Kitchen Party

December 13, 2022 - In the fall of 2022, The Targeted Strategies Group returned to support Canada’s Great Kitchen Party as Platinum... Read more...

2022 NATIONAL BUSINESS BOOK AWARD WINNER

December 2, 2022 - Congratulations to the winner of the 2022 National Business Book Award – Billion Dollar Start-up: The True Story of... Read more...

How should short-term interest rate increases be viewed?

November 21, 2022 - Since March of 2022, the Bank of Canada has raised its policy rate by 350 points to 3.75%,... Read more...

Common myths about the transfer of business ownership

September 15, 2022 -   A family business usually changes hands for one of three reasons: the owner is retiring, the owner... Read more...

Putting the right succession-planning team in place

July 21, 2022 - Although no two family-business succession plans look the same, one thing is true of them all: putting together... Read more...

Understanding the value of business valuations

June 29, 2022 - Imagine, for a moment, an alternative reality in which only 2% of all homeowners know how much their... Read more...

Key-person insurance is…key

May 31, 2022 - If a business is going to take just one action to guard against potential future disaster, that action... Read more...

The Targeted Strategies Group selected as a finalist in the Family Wealth Awards 2022

April 29, 2022 - The Targeted Strategies Group, a leading advisory firm servicing the North-American family office and family wealth industry, has... Read more...

Impact of rising interest rates on participating life insurance policies

March 11, 2022 - There are many indications that interest rates could rise a number of times over the course of 2022. ... Read more...

Avoiding a fire sale of the family business

February 17, 2022 - Most business owners would agree that the worst possible scenario for their company is the dreaded fire sale:... Read more...

Why a buy-sell agreement is a must for every family business

January 7, 2022 - For family-owned businesses more than most, the ability to control what happens to their shares can be a... Read more...

TTSG Donates $10,000 to Food Banks Canada

December 23, 2021 - The Targeted Strategies Group donates $10,000 on behalf of our clients and employees to support Food Banks Canada,... Read more...

TTSG Donates $15,000 to the Canadian Red Cross

December 21, 2021 - The Targeted Strategies Group announces a $15,000 donation to the Canadian Red Cross British Columbia Floods & Extreme... Read more...

Announcing the winners of the 2021 National Business Book Awards

December 8, 2021 - Congratulations to Stephen R. Bown, author of The Company: The Rise and Fall of the Hudson’s Bay Empire and... Read more...

Corporate-owned life insurance and the Capital Dividend Account

November 25, 2021 - A Capital Dividend Account lets a company receive the proceeds from life insurance and distribute it tax-free to... Read more...

Transitioning to serve our clients for the long-term

October 5, 2021 - Careful succession planning is crucial to building a sustainable business that can not only survive but thrive for... Read more...

New trends and demographics are making succession decisions even more complex

September 27, 2021 - It’s the question every family-business owner has to face sooner or later: “How do I choose my successor?”... Read more...

TTSG Donates $50,000 to Recess Guardians

September 24, 2021 - With kids back at school and the beginning of Fall, The Targeted Strategies Group is proud to announce... Read more...

How family business owners can create functional family dynamics

September 14, 2021 - If family-business experts could tell the leaders of family firms just one thing about effective succession, it would... Read more...

5 Things for business owners to consider when choosing a life insurance policy

August 31, 2021 - Business owners are well-versed in making crucial decisions that affect both the current day-to-day operations and the future... Read more...

Celebrating the resilience of Canadian businesses and what gets them through the tough times

July 1, 2021 - The past year has brought an enormous amount of economic uncertainty. Businesses of every type and size have... Read more...

Letting Go: For family-business owners, it’s easier said than done

June 17, 2021 - In 1984, a New York Times reporter asked legendary Occidental Petroleum CEO Armand Hammer why, at age 86,... Read more...

Deciding between single vs joint life insurance

May 28, 2021 - Navigating the many nuances of life insurance policies can be confusing and complex for couples. But those in... Read more...

How procrastination can jeopardise a business legacy

April 15, 2021 - If there’s one trait that is not normally associated with entrepreneurs and family-business owners, it’s procrastination. After all,... Read more...

Succession planning equals survival for family-owned businesses

March 31, 2021 - The issue of succession planning is a perennial pain point for businesses—and even more of one for the... Read more...

Year-end message from the CEO

December 22, 2020 - Many of us will reflect on the challenges we faced this year. The global pandemic, economic roller coaster... Read more...

TTSG donates $25,000 to the Canadian Red Cross

December 21, 2020 - The Targeted Strategies Group is proud to announce a $25,000 donation to the Emergencies and COVID-19 Response Fund... Read more...

TTSG proudly supports the Saskatoon Zoo Foundation

December 2, 2020 - The Targeted Strategies Group is proud to sponsor and support the Saskatoon Zoo Foundation’s 12 Days of Christmas... Read more...

Giving back by illuminating the holiday season

November 19, 2020 - The Targeted Strategies Group is once again proud to sponsor the Vancouver 2020 Tree Lighting presented by Amacon.... Read more...

The Targeted Strategies Group supports Canada’s National Business Book Award

November 18, 2020 - Congratulations to Andrea Benoit, winner of the 35th annual National Business Book Award and $30,000! The Targeted Strategies Group is proud... Read more...

The Implications and Impact of COVID-19 on Canadian Business

September 8, 2020 - Susan Kichuk, CEO of The Targeted Strategies Group, sits with Jason Montemurro to discuss the impact that the COVID-19 pandemic... Read more...

Bill Paddon on the impact of interest rates and wealth strategies in the COVID era

August 24, 2020 - Bill Paddon, Senior Advisor – Finance & Banking, explains what low interest rates mean for lenders and borrowers... Read more...

Make insurance part of your estate planning

August 13, 2020 - Article written by: Rob Lamka, CPA, CA Principal The Targeted Strategies Group There is a common belief that... Read more...

What to expect when applying for life insurance

July 21, 2020 - Article written by: Erin Smith, MBA, JD Chief Operating Officer The Targeted Strategies Group Life insurance is a... Read more...

Highlighting the difference between Term, and Whole-Life Insurance

May 22, 2020 - Article written by: Rob Lamka, CPA, CA Principal The Targeted Strategies Group Many Canadians would consider David Chilton,... Read more...

Message from the CEO

April 30, 2020 - The first quarter of 2020 has all of us conducting business in a very different manner. The global... Read more...

Business continuity in the COVID-19 economy

April 30, 2020 - The pandemic has forced our team and our clients to adapt to new ways of conducting business during... Read more...

Insurance stability and the Sun Life Participating Account Policy (PAR)

April 30, 2020 - In March, we partnered with Sun Life to develop a short video with Mark Arruda, Assistant Vice President, Product Management in Insurance... Read more...