Optimizing Net Worth for Successful Entrepreneurs and Families.

What to expect when applying for life insurance

Life insurance is a key aspect of any estate plan – especially for high net worth individuals and families. However, applying for life insurance can be an overwhelming experience. When taking care of this important part of your estate planning, it helps to know what is involved, and to have a knowledgeable team who can tailor life insurance products to fit your unique needs.

Repair the world through philanthropy

With over 86,000 charities registered in Canada, our government effectively ‘subcontracts’ the support of many of these causes to the private sector. To encourage people and companies to take on this obligation, our tax system contains many material financial incentives. These include tax benefits for gifts of cash, physical property, and other gifts, such as appreciated, publicly traded securities.

Highlighting the difference between Term, and Whole-Life Insurance

In the world of financial planning—where complexity and confusion often rule the day—there is very rarely one right answer that applies to all situations and objectives.

Insurance stability and the Sun Life Participating Account Policy (PAR)

In March, we partnered with Sun Life to develop a short video with Mark Arruda, Assistant Vice President, Product Management in Insurance Solutions at Sun Life. In this video, we discuss the features of a PAR policy; why despite current economic volatility, PAR is a generally stable life insurance vehicle, and the consistency of dividends to meet the long-term needs of PAR policy owners.

What We Do

Optimizing net worth for successful entrepreneurs and families.

For more than 20 years, The Targeted Strategies Group (TTSG) of companies has helped successful entrepreneurs and families protect, preserve, and optimize net worth by using proprietary life insurance solutions. Our team of more than 100 professionals collaborates with our clients and their advisors to provide ideas, strategies and solutions to complex problems.

Strategic Advisory

Custom life insurance solutions. Tailored to our client’s financial goals.

Life Insurance Solutions

Our team of experts work with your advisors to guide strategies and solutions.

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“We are a group of professionals and thought leaders who collaborate with our clients and their advisors to provide insight and innovative solutions to complex estate planning opportunities and challenges.”

Susan Kichuk, CEO

What We Value

At TTSG we are guided by the following values.

Collaboration

Giving

Innovation

Integrity

Our business model is built on partnering with our clients and our clients’ advisors to look at their planning holistically. We believe it is more effective to be part of a team where we focus on what we do best and collaborate with best resources available in other areas.

We believe in giving back to the community and empowering our employees to support the causes they are most passionate about. As a company, we have donated or sponsored charity-based events in an amount of more than $1M over the last two years. We also offer a program that matches employee charitable contributions, and have a “Volunteer of the Year” program where one person is recognized with a significant monetary gift that they can choose to donate to an eligible registered charity.

We live in a world of possibilities, not process. We continuously look for new and creative ways to do things better and believe that investments in innovation will always multiply the benefits possible. We have invested millions of dollars to build a team of the sharpest minds dedicated to continuously finding the best ways to achieve our clients’ goals. We invest over $2 million in product research annually and proactively work with our partners to improve the products available to offer our clients. We also invest hundreds of thousands of dollars in employee education and skill development every year to ensure our professionals are top in their field.

We are transparent and accountable to our clients and our partners. In addition to our employees being accountable to the various regulatory organizations governing their professions (e.g. provincial Chartered Professional Accountant bodies, provincial law societies, provincial insurance regulators), we have invested in a full time regulatory compliance lawyer as our Chief Compliance Officer who ensures we maintain the highest standards in insurance compliance, client privacy protection and cybersecurity.

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